Rock Eagle 4-H Center will present Camp EcoAdventure day camp April 1-5 for first through fifth graders.Each camp day will have a theme focused on creating awareness and appreciation for the natural environment. Each day includes two snacks, activities, a craft and more. Presented by the Rock Eagle Environmental Education Program, the hands-on camp is designed so that participants can attend one day or the whole week. Weeklong campers will receive a camp t-shirt. Themes for Camp EcoAdventure are as follows:April 1 – Let’s Have an AdventureApril 2 – Inside the EarthApril 3 – Movin’ and Shakin’April 4 – Our Living WorldApril 5 – Give me Some EnergyCamp fees are $50 per day or $240 for the entire week. The registration deadline is March 22. To register, call (706) 484-2881 or e-mail firstname.lastname@example.org.
As summer slowly melts into fall, temperatures are still reaching the high 90s and many plants wilt in the afternoon sun.Plants with big leaves, such as hydrangeas and angel trumpets, are often the first to get a little droopy in the hotter part of the day. It’s very tempting to water plants that are wilted at the end of the day, but late afternoon is not the best time of day to determine whether your landscape plants need water.There are two problems with watering in the afternoon. First, water that remains on the leaves of plants throughout the evening is more likely to invite disease problems. For example, hydrangeas and roses are highly susceptible to leaf spot diseases such as Cercospora, anthracnose or black spot.Watering in the morning as the sun rises allows leaves to dry more quickly and minimizes these disease problems. It is even better to avoid wetting the leaves at all and just water the roots with a drip irrigation system. If you hand-water your plants, invest in a watering wand with a water breaker nozzle that can be used to apply water directly to the roots. Remember, don’t water the leaves.The second problem with watering in the afternoon is that people have a tendency to water plants that don’t actually need watering. Although many plants appear wilted in the afternoon, that doesn’t always mean they need water. Wilting is an adaption that many plants use to reduce water loss during the hottest part of the day. A wilted leaf has less surface area exposed to sunlight and therefore will not lose water as quickly.Plants that are wilted in the afternoon will often perk back up at night and look perfectly happy by morning. If the plants’ leaves do not appear stressed in the morning, they can probably go another day or two before needing water. In some situations, plants that are watered every afternoon may get too much water from their well-intentioned caretaker. Georgia red clay soil can hold water for several days after a good soaking rain. One inch of rain or irrigation will soak clay soil several inches deep. Established landscape plants and mature trees can extract this water and maintain their water needs without needing any additional rain or irrigation for seven to 10 days. Newly planted trees and shrubs may need supplemental water more often for the first couple of years until their roots grow deep enough to seek out water in the subsoil. Let the plants tell you when they need water. Even new trees and shrubs can go a couple of days without being watered. When you do water, soak the soil deeply to encourage deeper rooting — this will pay off in the long run as the plant acclimates to its new environment and is able to take care of itself for extended periods of time without rain.Adding a few inches of mulch around trees and shrubs will conserve soil moisture and help reduce extreme temperatures and drying of surface roots.Permanent wilt may happen if plants remain wilted even after you water them. There are certain soilborne diseases — such as Fusarium wilt, bacterial wilt, and Phytophthora — that can infect the stems or roots of plants and literally stop the flow of water. This is a common problem in vegetables like tomatoes and certain landscape plants such as rhododendrons. The plants might start out with one or two branches that wilt and then eventually the entire plant wilts. Unfortunately, there are no effective treatment options for plants infected with one of these permanent wilt diseases. Ironically, infected plants often wilt more dramatically in the early stages of the disease, especially in the afternoon. This causes people to water them more often. Excessive watering actually helps these diseases spread. To remove the fungal disease, dead or dying plants, along with the soil around the roots, should be completely removed. The spores of these diseases can survive in the soil for many years and infect the next plants you try to grow there. Sometimes, these diseases hitchhike on infected plants bought from nurseries. It’s always a good idea to inspect the roots before you buy a plant.Gently slip the plant out of the nursery pot and examine the roots all the way to the bottom. A healthy plant will have white, healthy roots throughout the soil. An unhealthy plant will often have black or brown roots on the lower third of the root ball. This could indicate the plant was overwatered at the nursery or may already be infected with a root disease.For more information on growing healthy plants and other agriculture topics, see the University of Georgia Cooperative Extension publications at extension.uga.edu/publications.
Bar bestows awards for good legal journalism Bar bestows awards for good legal journalism The Florida Bar has selected three media organizations as grand prize winners in the 48th Annual Media Awards competition. Four media organizations were also selected as honorable mentions.This year’s grand prize winners are the Tallahassee Democrat (newspapers and other periodicals with circulation over 50,000), Florida Medical Business of North Miami (newspapers and other periodicals with circulation under 50,000), and WFLA-TV of Tampa (television). Honorable mentions are awarded to The Miami Herald, Orlando Sentinel, Pensacola News Journal, and WUSF 89.7 News of Tampa.The Tallahassee Democrat’s winning entry was an eight-part series titled “Justice for All?” The submission was a comprehensive examination of why justice is slow in Leon County, with hundreds of felony cases unresolved, often long past the state’s 180-day recommended deadline for completion. The investigation showed that all of the players were guilty of slowing down the system. During the investigation, the Democrat interviewed private lawyers, prosecutors, public defenders, judges, crime victims, defendants, legislators, court administrators, and trial court administration experts. The series required a vast amount of work for a relatively small daily newspaper. Florida Medical Business is the grand prize winner in the category for newspapers and other periodicals with circulation less than 50,000. Florida Medical Business submitted an article that was a comprehensive examination of The Florida Neurological Injury Compensation Association (NICA), a quasi-state agency. The article offered irrefutable proof of the association’s failure in its stated goal to provide a no-fault system of financial assistance to babies who suffer brain damage at birth.WFLA-TV is the grand prize winner in the television category. WFLA-TV submitted “Drunks Driving,” an investigation which found that in Hillsborough County, repeat DUI offenders were treated as first time offenders because a computer programmed to identify repeat offenders failed to do so. WFLA-TV also reported on a judge who threw out crucial evidence at DUI hearings, compelling the state attorney’s office to appeal several of his decisions. As a result of the investigation, the Hillsborough County Sheriff’s Office upgraded its computer software program so repeat offenders in DUI cases can be identified.The Miami Herald was selected as an honorable mention after submitting two pieces. One submission covered the citrus canker war that ensued when the state set out to rid Florida of canker. The second submission was a series of investigative articles that revisited the 1990 murder of Broward sheriff’s Deputy Patrick Behan.The Orlando Sentinel submitted two pieces. The first submission covered the state’s failure to control dangerous criminals under house arrest. The other submission reported on a case of law enforcement officials failing to heed warnings of terrorism in New York City prior to the September 11, 2001, attacks.The Pensacola News Journal submitted three pieces. One News Journal submission reported on the King brothers murder case. Another submission covered the case of Rev. Thomas Crandall, who was charged by federal authorities with transporting drugs from his Bourbon Street condominium in New Orleans back to Northwest Florida. The final submission was a series of articles about the corruption on the Escambia County Commission.WUSF 89.7 News, which received an honorable mention in the radio category, submitted three entries. One story detailed the plan to empower local law enforcement officers to enforce federal immigration law. A second submission outlined the proposal to enshrine the death penalty in the Florida Constitution. The third submission was a series of interviews with all seven of the candidates for Florida attorney general before the primary election.This year’s judges were Christopher G. Blake, director of communications at the Connecticut Bar Association; Ken Elmore, news director for WSPA-TV in Spartanburg, S.C.; Dr. Edward G. Weston, associate professor for the College of Journalism and Communications at the University of Florida; and attorneys Annette Escobar, of Astigarraga Davis Mullins & Grossman, and Laura L. Jacobs. June 1, 2003 Regular News
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York The Long Island Rail Road is adding trains for revelers heading to and from New York City and Montauk for the St. Patrick’s Day parades this weekend but is also banning alcohol for the occasion.For those heading to Manhattan on Saturday, there will be three additional westbound morning trains on the Babylon, Port Washington and Ronkonkoma lines as well as three added eastbound afternoon trains on each line with a fourth extra eastbound train added on the Main Line.MTA Police will be enforcing the system-wide booze ban from 12:01 a.m. Saturday to 5 a.m. Sunday. Anyone found violating the ban will have their beverages confiscated.Those heading to the St. Patrick’s Day parade in Montauk on starting at 11:30 a.m. Sunday can take the 7:42 a.m. from Penn Station arriving at 10:46 a.m.The next train after that is a 9:42 a.m. from Penn to Montauk that arrives at 12:46 p.m. but the LIRR said it may add an extra train. An added westbound train from Montauk leaves at 1:23 p.m. followed by regularly scheduled trains at 3:35 p.m., 5:35 p.m. and 7:33 p.m.The alcohol ban will continue on the Montauk line through 11:59 p.m. Sunday.For more information, riders can call 511 or visit www.mta.info/lirr.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York By Emily DavenportAll hail the kings! Some of the best and brightest businessmen from Long Island will come together to be recognized at this year’s Star Network’s Kings of Long Island Awards and Networking event!Join us on Thursday, April 6 from 6 to 9 p.m. at Leonard’s Palazzo (located at 555 Northern Blvd. in Great Neck) as we honor some of the top businessmen from Suffolk and Nassau counties for the work they do in their professions and their communities.The event, which will feature Miss Long Island 2017, Ashley Edwards, will include a cocktail hour for honorees and their guests, a business expo, dinner and award ceremony. Raffles will be sold throughout the night with the proceeds to benefit EIHAB Human Services and The United Family Beacon House.The Woman of the Year Award will go to Kristin Thorne, Reporter for WABC-TV. The Excellence in Technology Award will go to Anil Kapoor, President & CEO at SVAM International. The Family Business Award will go to The LaSpina Family, proprietors at the Maple Family Centers. The Excellence in Healthcare Award will go to Dr. Adhi Sharma, Senior Vice President of Medical Affairs and Chief Medical Officer at South Nassau Communities Hospital. The Champion Service Award will go to Billy Richards. The Guests of Honor will be Michael Faltischek, Partner at Ruskin Moscou Faltischek P.C., Robert B. Catell, Chairman of Advanced Energy Research & Technology Research Center for Stony Brook University and Dr. Yacov Shamash, Vice President of Economic Development at Stony Brook University.All Hail The Kings! (Clockwise from Top Left): Stew Leonard Jr., Kristin Thorne, Robert B. Catell, Billy Richards, The LaSpina Family, Michael FaltischekThis year’s incredible honorees include George Andriopoulos, CEO & Founder of Launchpad Five One Six; Dean Bennett, President & CEO of J.K. Bennett & Associates, Inc.; Michael Billia, Senior VP, Regional Manager at Investors Bank; Dilip Chauhan, Director of Southeast/Asian Affairs at the Nassau County Comptroller Office; Tim Coleman, Director of Waiver and Family Support Services at Innovative Resources for Independence; Lance W. Elder, President and CEO at EAC Network; Paul Giotis, VP of Operations at EPIC Long Island; Ron Gold, Founder and President of Marketing Works; Peter Goldsmith, President and Chairman at LISTnet; Joe Graziose, Senior Vice President of Residential Construction at RXR Realty; Michael T. Hanley, Managing Partner at Michels & Hanley CPAs, LLP; Tariq Khan, President of Sentar Fuel Co., Inc., and Niats Realty Corp; David Kirschenbaum, Public Relations Manager at Neiman Marcus, Roosevelt Field; Dr. Krishan Kumar, Board of Trustee of American Association of Physicians of Indian Heritage and Professor & Chair of Pediatrics at Nassau University Medical Center; Dr. Kishore Kuncham, Superintendent of Freeport Public Schools; Stew Leonard Jr., President, CEO of Stew Leonard’s; Howard Levitt, Chair of Vistage; Jeffrey Levy, Director of Development of New York and VP of Pennsylvania at EIHAB Human Services; Steven D. Lichtenstein, CLU, ChFC at Forest Hills Financial Group; Raj Mehta, Chairman, CEO of Infosys International Inc.; Dr. Steven Mendelsohn, Chief Executive Officer of Zwanger Pesiri Radiology; Dr. Paul Mustacchia, Chairman of Medicine at Nassau University Medical Center; Brendan O’Brien, President of Gold Coast Wealth Management; Paule T. Pachter, Chief Executive Officer of Long Island Cares, Inc.; Eric Penzer, Estate Litigation Partner at Farrell Fritz, P.C.; Danny Pisani, Vice President/Director of Sales at Contour Mortgage Corporation; Jack Schnirman, City Manager of City of Long Beach; Walter Skinner, President of The Skinner Insurance Agency; Michael Smith, Executive Director at ACDS; Salvatore Spano, First Senior Vice President, Director of Retail Banking Employee Management at New York Community Bank; Nick Symanski, Business Development Manager at Flushing Bank; Joshua Thomas, Vice President of Operations at EIHAB Human Services; Matthew Thompson, Family Wealth Advisor at Morgan Stanley; Bill Waibel, President of A+ Stem Labs; Robert M. Werner, Senior VP of Operations, CFO of Parker Jewish Institute; Timothy Williams, Vice President of Santander Bank NA US; and Simon Zysman, Ph.D., President & Founder of Employee Assistance Resources Services, Inc. This event is sponsored by Parker Jewish Institute for Health Care and Rehabilitation, Investors Bank, Flushing Bank, New York Community Bank, Contour Mortgage, AgeWell New York, Forest Hills Financial Group, Stew Leonard’s, the D & F Development Group, Zwanger Pesiri Radiology, Marketing Works, Broadway Stages, EIHAB Human Services, Bethpage Best of Long Island, Georgi Vodka, Neiman Marcus and Godiva.The Star Network, a division of Schneps Communications, brings the most powerful and active members of the community into one room through many targeted events. These provide face-to-face networking, as well as business building and branding opportunities.For tickets to this event, visit starnetwork.com. For information on sponsorship opportunities, call Amy 718-224-5863, ext. 201, or email email@example.com.
29SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Amanda Thomas Amanda is founder and president of TwoScore, a firm that channels her passion for the credit union mission and people to help credit unions under $100 million in assets reach … Web: www.twoscore.com Details Last week I had my first eye exam in a couple of years, and with a new doctor. In addition to the normal glaucoma tests and others, they borrowed my glasses and put them into a machine to start my vision test. It felt like we were starting with the end game in mind, butI realized that marketing is like getting the perfect pair of glasses.Great marketing requires looking through several lenses to clearly see the best things you should be doing for your credit union.Lens #1: Your employeesWhen creating a marketing campaign or initiative, consider how it will impact your employees. Are they knowledgeable about the product and service you are promoting? Are you setting them up to be successful through training and communication? Involving your employees through the entire process of developing a marketing campaign gets them on board and helps them stay on board so members get excited about it as well.Lens #2: Your credit union’s brandGreat marketing tells the story of your brand. Does your marketing campaign or initiative include the credit union’s brand story or how will it tell the brand story and communicate your brand promise? Also, does the marketing initiative match your credit union’s brand? Make sure there isn’t a disconnect with what you are trying to do and who you are as an organization.Lens #3: Your members (and community)How will your marketing campaign impact members (and your community)? Does it have a clear call-to-action? Does what you are offering suit the needs of your members and/or target market? Consider not only what you want them to do as a result of this campaign, but also how you want your members to perceive you.Lens #4: Your end resultsJust like they started my eye exam, think about what you want to accomplish and how it plays into your larger goal. Great marketing is almost always geared toward a business objective set by your credit union. If it isn’t directly impacting any of those objectives, what is your anticipated goal for the initiative? Marketing dollars are limited and this lens is important because it helps you determine the best use of your budget when building a marketing initiative.Following these four steps will ensure that you are living out the vision of the credit union through your marketing efforts. Looking through multiple lenses is vital in getting to 20/20 vision. Just like at the eye doctor, you have to look through all of them to get the clearest picture.
7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr There’s a common belief in credit union land that you have to be over $500 million in assets to survive, some even say $1 billion. We say, “That’s a bunch of hooey!” Small credit unions can survive. But to do so, you must specialize. When your entire credit union is the size of a big bank’s individual branches, you can’t take them head on. So what do you do? Specialize and Thrive!To do this, small credit unions must place greater importance on their strategic planning efforts. It would be a tremendous benefit to them and to the credit union movement. There are 4234 credit unions in the U.S. under $100 million in assets. That’s out of 5785 total credit unions (as of this posting) or 73% of all credit unions. That’s a lot. (“No kidding,” you say).In our travels it seems that many of these small credit unions avoid the strategic planning process for one reason or another. For some it’s about money, not being able to afford a facilitator, or not being able to afford the time to stop the business of the credit union long enough to do this. For others it’s the perception that they’re not big enough to require a planning process, that they operate at such a small scale where operational tactics are enough to keep them moving. Still others have too narrow a notion of what strategic planning is and believe they are doing it, but are in fact shooting to low. continue reading »
While strong demand for loans continues, banks and credit unions have been struggling to raise the necessary deposits in their local markets. For many institutions, growing deposits remains tied to the diminishing returns of maintaining or building more branches as the primary means of attracting depositors.Falling traffic means that branches are no longer the revenue generators they used to be. Only about 25% of account holders visited a branch in 2018 to open a new deposit account, while only 19% visited to apply for a loan, according to Market Force. The vast majority of in-branch interactions today are confined to troubleshooting and transactions. This gives financial institutions with limited out-of-market digital capabilities little recourse in growing deposits to fuel lending activity.But there are solutions. A key one for community banks and credit unions, which may not see enough ROI in building more physical branches, can be found instead in the more intensive adoption of banking-as-a-service solutions and models. This approach brings banking services like checking, savings and payments to other markets using APIs (application program interfaces). continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
The statistics of Elder Financial Exploitation are staggering. The Centers for Disease Control and Prevention estimate that 1 in every 10 Americans age 60 and older suffers from some form of financial abuse. And even though many states have mandatory reporting requirements, this number is likely much higher. Sadly, many times exploitation is not reported because the victims depend on their abuser for care and assistance with daily living; they are either unable or unwilling to report the abuse.Recently the Financial Crimes Enforcement Network (FinCEN) released a strategic analysis of elder financial exploitation Suspicious Activity Reports filed between 2013 and 2019. The analysis indicated elder financial exploitation is on the rise, noting nearly 7,500 filings in August 2019 alone.If you are reading this article, you undoubtedly know that elder financial exploitation is a difficult crime to manage. Credit union employees pride themselves on service and personal relationships with their members. This means they are often one of the first to notice the exploitation. However, despite several financial institution regulatory agencies having developed guidance, the complexity of state laws often leaves credit union employees feeling like their hands are tied when trying to stop the exploitation.Over the past few years, many states have developed cross agency studies into financial abuse, specifically of seniors. In Tennessee, the General Assembly recently enacted the Elder Abuse Task Force. The task force is charged with assessing the current status of elders and other vulnerable adults related to financial exploitation; examining the existing barriers, services, and resources addressing the needs of these elder persons and vulnerable adults; and developing recommendations to address problems associated with the financial exploitation of these elder persons and vulnerable adults.Over the past year, the task force has reviewed testimony from credit unions, banks, and Adult Protective Services. They are currently studying several ideas to increase awareness and recommendations to provide to the Governor. One theme which has been consistent throughout the task force meetings is the need for additional training for financial institution staff.One of the programs already in existence is AARP’s BankSafe online training platform. Offered in partnership with CUNA, the program is designed to:Empower bank and credit union employees with the knowledge, skills and confidence they need to better understand and interact with older customers.Help financial institution employees identify signs of financial exploitation andTeach employees the right steps to take to protect the assets of older Americans. (Did I mention that it’s excellent and free?!)Despite strong training programs available such as BankSafe, many financial institution employees reported to the task force that they are not always certain how to properly identify true elder financial exploitation or when to report the potential crime. This confusion among seasoned employees is the reason I believe one of the most important solutions to fight elder financial exploitation is simply awareness: awareness among employees through ongoing training programs, awareness among public officials through personal stories credit unions have experienced, and most importantly awareness among members.There are some key steps credit unions can take proactively to increase awareness among these stakeholders and – as stakeholders become more adept at identifying victims of fraud – to be prepared to respond to potential cases of elder financial exploitation. These include:Train all staff members to recognize the warning signs of financial exploitation. Provide realistic examples based on your own members’ experiences.Educate members, family members, and potential victims about current trends in financial exploitation through emails, social media, lunch and learn, and newsletters. Give real-life examples of schemes and methods.Meet with local, state and federal lawmakers to discuss situations in their communities. Invite them to your credit union to learn about the issue. Provide open dialogue and suggestions for improving the lives and safety of elderly and vulnerable members in the community.Give staff members an action plan for reporting the exploitation. This should be an internal system of reporting to ensure the Fraud or Bank Secrecy Act Department is aware of the exploitation. A reporting or investigative hierarchy is important.Train appropriate staff members how and when to report to authorities.At the Tennessee Credit Union League, we prioritize supporting our credit union’s efforts to combat elder abuse among their members, and I know my colleagues nationwide do the same for the credit unions in their states. If you need specific recommendations on where to start, I invite you to please reach out to me, my staff or the league/association that represents your state. 37SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Fred Robinson Fred Robinson is President and Chief Executive Officer of the Tennessee Credit Union League and its affiliates, CU Services, Inc., League Capital, Inc., and Point Rock Group, Inc. Mr. Robinson … Web: https://www.yourleague.org Details
3News 14 August 2014Family First is urging Charities Services to drop its High Court case against it following a decision from the Supreme Court that political advocacy can be considered charitable.The case has been on hold for around a year, after Charities Services sought to deregister Family First following the same-sex marriage debate.Both parties wanted to wait for the outcome of a Greenpeace case, which focused on a decision to decline the organisation’s application for charity status because its main purpose was political.Last year, Charity Services general manager Brendon Ward said the independent Charities Registration Board believed Family First’s main purpose is to “promote particular points of view about family life”.“Under the Act, promotion of a controversial point of view is a political purpose.”But a landmark decision by the Supreme Court last week clarified the definition of a charity, saying political advocacy should not exclude an organisation from getting charity status.The decision was a long time in the making, with the initial High Court case in 2010 around the organisation’s application become a charity declined.Family First national director Bob McCoskrie says the decision set a precedent, and means organisations focused on social justice issues which need to engage on a political level shouldn’t be disqualified from being a charity.“It certainly means the claim we’re too political can’t be used against us because, unfortunately, when you’re dealing with social and family issues, politicians get involved and therefore we shouldn’t be muzzled because of that,” he says.Mr McCoskrie says the organisation’s lawyers will now be writing to the Charities Service to ask them to withdraw the case or have it heard as soon as possible.“We suggest they save taxpayers money and legal costs and quickly discard it.”While waiting for the Greenpeace decision, Family First has continued to operate as a charity.The Charities Service says it is yet to fully go through the 54-page Greenpeace judgement and a decision has not yet been made regarding Family First.The service believes the charity does not further religion or education or promote a benefit to all New Zealanders.http://www.3news.co.nz/Family-First-charity-status-hangs-in-the-balance/tabid/423/articleID/356637/Default.aspx