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The importance of strategic planning for small credit unions

first_img 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr There’s a common belief in credit union land that you have to be over $500 million in assets to survive, some even say $1 billion. We say, “That’s a bunch of hooey!” Small credit unions can survive. But to do so, you must specialize. When your entire credit union is the size of a big bank’s individual branches, you can’t take them head on. So what do you do? Specialize and Thrive!To do this, small credit unions must place greater importance on their strategic planning efforts. It would be a tremendous benefit to them and to the credit union movement. There are 4234 credit unions in the U.S. under $100 million in assets. That’s out of 5785 total credit unions (as of this posting) or 73% of all credit unions. That’s a lot. (“No kidding,” you say).In our travels it seems that many of these small credit unions avoid the strategic planning process for one reason or another. For some it’s about money, not being able to afford a facilitator, or not being able to afford the time to stop the business of the credit union long enough to do this. For others it’s the perception that they’re not big enough to require a planning process, that they operate at such a small scale where operational tactics are enough to keep them moving. Still others have too narrow a notion of what strategic planning is and believe they are doing it, but are in fact shooting to low. continue reading »last_img read more

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Munster title a key target for Tipp hurlers

first_imgMaher says they’ll be looking to win every game in Munster before they can look any further.Kilkenny’s defence of their Walsh Cup title begins against Laois at O’Moore Park tonight,Pat Gilroy’s Dublin take on Meath at Abbotstown while Davy Fitzgerald’s Wexford take on Carlow. Photo © Tipp FM The Tipperary senior hurlers can’t look beyond the Munster Championship – according to Padraic Maher.Speaking exclusively with Tipp FM, the Tipp captain said any team in Munster can win on any given day.With the new structures for 2018, the Premier will have to ensure they come out in the top 3 of the province to progress.last_img read more

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Ohio’s Crop Progress — October 30, 2017

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Showers at the start and end of the week slowed harvest progress, according to Cheryl Turner, Ohio State Statistician for the USDA’s National Agricultural Statistics Service. There were 3.7 days available for fieldwork for the week ending October 29, 2017. Cool, wet weather at the start of the week was enough to keep corn harvest behind the 5-year average by 13 percentage points while soybean harvest remained 2 percentage points behind last year. Average grain moisture for corn harvested was 18 percent and soybean moisture was 12 percent. Frost affected much of the state in the middle of the week, ending the season for some vegetable producers and road side stands. Winter wheat, hay seedings, and cover crops were reported to be in good condition.Read the full report herelast_img read more

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Scheer to visit oilservices company in Edmonton as Singh lingers in BC

first_imgOTTAWA — Andrew Scheer takes his Conservative election campaign to an Edmonton oil-industry company today.He’s visiting FourQuest Energy, a firm that specializes in nitrogen cooling and cleaning services, where he’s promising to make a policy announcement.Alberta is very friendly ground for the Conservatives but Edmonton has a few seats the Tories don’t hold and would love to grab: two won by Liberals in the last election, and one by retiring New Democrat MP Linda Duncan.The NDP’s Jagmeet Singh is to make a transit announcement aboard a ferry from Victoria to Vancouver on the fifth straight day he’s spent in British Columbia.After that, he’s sitting down for a public talk with the popular Indian-Canadian poet Rupi Kaur.Liberal Leader Justin Trudeau is taking a day off from the campaign trail, and both Green Leader Elizabeth May and People’s Party Leader Maxime Bernier are at local events in their home ridings in B.C. and Quebec.This report by The Canadian Press was first published Sept. 28, 2019.The Canadian Presslast_img read more

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